Legal

Privacy Policy

We built DivFlow to be private by design. Here's exactly what we collect and why.

Last updated: 11 April 2026
01

Overview

DivFlow ("we", "us", "our") is a dividend tracking web application operated by DivFlow. This policy explains how we handle your data when you use DivFlow at divflow.tech.

The short version: Your portfolio lives on your device, not our servers. We never sell your data. We don't require an account. The only personal data we ever receive is your email address if you purchase Pro โ€” and only so we can send you your unlock link.

02

Data we collect

We collect only the minimum necessary to run the service:

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Email address โ€” only if you purchase DivFlow Pro via Stripe. Used solely to send your welcome email and unlock code. Never shared with third parties or used for marketing without your consent.
๐Ÿ’ณ
Payment information โ€” handled entirely by Stripe. We never see or store your card details. Stripe is PCI-DSS compliant.
๐Ÿ“Š
Anonymous usage analytics โ€” page views and feature usage via Plausible Analytics. Fully anonymous, no cookies, no cross-site tracking, GDPR compliant. We use this to understand which features are most useful.
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IP address โ€” temporarily logged by our Netlify hosting and rate-limiting functions to prevent abuse. Not stored persistently or linked to your identity.
03

Data we don't collect

๐Ÿšซ
No account required โ€” DivFlow works without creating an account. We have no user database.
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No portfolio data on our servers โ€” your stocks, shares owned, and portfolio value never leave your device.
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No tracking cookies โ€” we use no advertising cookies or cross-site trackers.
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No selling of data โ€” we will never sell, rent, or share your personal data with advertisers or data brokers.
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No behavioural profiling โ€” we do not build profiles of individual users.
04

Your portfolio & local storage

Your entire portfolio โ€” stock holdings, share counts, dividend data, settings and preferences โ€” is stored exclusively in your browser's localStorage. This means:

Your data never leaves your device unless you explicitly use the Sync to Another Device feature, which generates a link containing your portfolio data. This link is generated locally and is not stored on our servers.

If you clear your browser data or switch browsers, your portfolio data will be lost unless you have created a backup using the Backup & Restore feature in Settings.

We recommend regularly downloading a backup file from Settings โ†’ Backup & Restore to protect your data.

05

Payments & Stripe

DivFlow Pro subscriptions are processed by Stripe, Inc. When you purchase Pro:

Your payment card details are entered directly on Stripe's secure payment page and never transmitted to or stored by DivFlow. We receive a notification from Stripe confirming your payment, along with your email address, which we use to send your Pro unlock link.

Stripe's privacy policy is available at stripe.com/privacy.

To cancel your subscription or request a refund, email us at hello@divflow.tech. We offer a no-questions-asked refund policy.

06

Analytics

We use Plausible Analytics โ€” a privacy-focused, cookieless analytics tool based in the EU. Plausible does not use cookies, does not collect personal data, and is fully compliant with GDPR, CCPA, and PECR.

The data Plausible collects is aggregated and anonymous: page views, referral sources, browser types, and country-level location. It cannot be used to identify individual users.

Plausible's privacy policy is available at plausible.io/privacy.

07

Third-party services

DivFlow uses the following third-party services to provide its features:

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Finnhub & Yahoo Finance โ€” used to fetch live stock prices and dividend data. Your portfolio tickers are sent to these services to retrieve market data. No personal information is transmitted.
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Open Exchange Rates โ€” used to fetch live currency conversion rates. No personal data is transmitted.
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Netlify โ€” our hosting provider. Netlify may log request metadata (IP, timestamp) as part of standard server operations. See netlify.com/privacy.
โœ‰๏ธ
Resend โ€” used to send your Pro welcome email. Your email address is transmitted to Resend for this purpose only and not used for any other communications.
08

Your rights

Under GDPR and other applicable privacy laws, you have the right to:

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Access โ€” request a copy of any personal data we hold about you.
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Erasure โ€” request deletion of your personal data. Since your portfolio is stored locally on your device, you can delete it at any time via Settings โ†’ Clear Data.
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Rectification โ€” request correction of any inaccurate personal data we hold.
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Portability โ€” export your portfolio at any time via Settings โ†’ Backup & Restore โ†’ Download Backup File.

To exercise any of these rights, email us at hello@divflow.tech. We will respond within 30 days.

09

Changes to this policy

We may update this privacy policy from time to time. When we do, we will update the "Last updated" date at the top of this page. For significant changes, we will notify Pro users by email.

Continued use of DivFlow after changes constitutes acceptance of the updated policy.

Questions about privacy?

We're happy to answer any questions about how we handle your data.

โœ‰๏ธ hello@divflow.tech