✦ 536 stocks · 15 markets · No account needed

Dividend intelligence
for serious investors

Live buy/sell signals, CAPM & GGM valuation, efficient frontier portfolio optimizer. Open in your browser. Free forever.

Open DivFlow — it's free → See what's inside
536
Dividend stocks
·
15
Global markets
·
£0
To get started
·
0
Accounts needed
JNJ3.12%+0.24%
LLOY.L5.80%+0.18%
SCHD3.52%+0.31%
ENB.TO7.80%+0.47%
JEPI7.40%+0.11%
BATS.L9.20%+0.33%
CBA.AX3.80%+0.38%
ARCC10.38%+0.55%
MAIN7.94%+0.22%
NESN.SW3.50%+0.15%
JNJ3.12%+0.24%
LLOY.L5.80%+0.18%
SCHD3.52%+0.31%
ENB.TO7.80%+0.47%
JEPI7.40%+0.11%
BATS.L9.20%+0.33%
CBA.AX3.80%+0.38%
ARCC10.38%+0.55%
MAIN7.94%+0.22%
NESN.SW3.50%+0.15%
Everything you need

Not just a tracker.
A full investment toolkit.

From daily buy/sell signals to institutional-grade portfolio optimization. Built for retail investors who take dividends seriously.

📅
Daily Buy/Sell Signals
Know exactly when to buy before each ex-date across all your stocks. Automatic signals — "Buy in 3 days" or "Sell today after lock-in" — across 15 markets simultaneously.
Free
💰
Income Projections
See your annual dividend income, monthly breakdown, and exact pay dates for every stock. Updates live as prices move. Know your yield on every penny invested.
Free
🧬
DivDNA Reliability Score
Every stock gets a 0–10 reliability score based on dividend consistency, yield quality, payout ratio and growth history. Know which dividends are safe before you buy.
Free
📐
CAPM Stock Analysis
Individual stock valuation using live US 10Y Treasury rate, Damodaran's implied equity risk premium (5.5%), and sector beta estimates. Required return calculated to 2 decimal places.
Pro
💎
DDM & GGM Fair Value
Gordon Growth Model intrinsic value using CAPM discount rate and real dividend growth history from Finnhub. Sensitivity table shows how fair value changes with growth assumptions.
Pro
🌀
Efficient Frontier Optimizer
4,000 Monte Carlo simulations on your actual portfolio. Expected return = dividend yield + GGM capital appreciation. Three optimized allocations: Max Sharpe, Min Vol, Max Return.
Pro
🧮
UK & US Tax Calculator
UK: £500 allowance, basic/higher/additional rate bands. US: 2025 IRS qualified dividend rates (0%/15%/20%) with NIIT for high earners, all four filing statuses.
Pro
🔄
DRIP Simulator
See the power of compounding over 10–30 years. Reinvest dividends automatically and watch your income grow. The reason 7% yield becomes 97% total return in 10 years.
Pro
📊
ETF Screener
21 dividend ETFs with strategy explanations, sector breakdowns, top 5 holdings, expense ratio, beta and volatility. Tap to expand any card. Filter by region.
Free
Your portfolio

Everything in one place.
Updated every minute.

No more spreadsheets. No more checking five different apps. DivFlow shows your full dividend picture — live prices, upcoming ex-dates and total annual income — the moment you open it.

✓
Privacy first — your portfolio never leaves your device
✓
No account, no login, no email required
✓
Works on mobile, tablet and desktop
✓
Installs as a PWA — works offline too
Try it now →
Live
Annual Dividend Income
$2,184
+$28.40 today · +1.32%
$182
Monthly
4.8%
Yield
8
Stocks
KO
Coca-Cola
3.12%
💰 Paying today
LLOY.L
Lloyds Banking
5.80%
📈 Buy in 3d
ENB.TO
Enbridge
7.80%
⚡ Ex-date 28 Apr
ARCC
Ares Capital
10.38%
📈 Buy in 7d
📐 Portfolio Optimizer — Efficient Frontier
4,000 Monte Carlo simulations · Expected return = Div Yield + GGM Fair Value gain
Risk (Volatility) Total Return KO ENB ARCC LLOY 🛡 Min Vol ⭐ Max Sharpe 📈 Max Return
⭐
Max Sharpe Ratio
Best risk-adjusted total return
🛡
Min Volatility
Lowest portfolio risk
📈
Max Total Return
Highest GGM-adjusted return
Pro feature

Markowitz meets
dividend investing.

The efficient frontier optimizer uses your actual portfolio stocks — not generic ETFs. Expected return is calculated from GGM intrinsic value, not just dividend yield.

E(Rᵢ) = Rƒ + βᵢ × ERP
P₀ = D₁ ÷ (r − g) ← GGM intrinsic value
Total Return = Div Yield + (P₀ − Price) / Price

Rƒ = live US 10Y Treasury · ERP = Damodaran 5.5% implied · β = sector historical · g = real Finnhub dividend history

Run the optimizer →
Global coverage

15 markets.
One app.

🇺🇸
United States
226 stocks · NYSE & Nasdaq
🇬🇧
United Kingdom
85 stocks · LSE
🇩🇪
Germany
32 stocks · XETRA
🇨🇦
Canada
28 stocks · TSX
🇦🇺
Australia
24 stocks · ASX
🇸🇬
Singapore
18 stocks · SGX
🇳🇴
Norway
11 stocks · Oslo
🇸🇪
Sweden
16 stocks · Stockholm
🇩🇰
Denmark
14 stocks · Novo & more
🇨🇭
Switzerland
14 stocks · Nestlé & more
🇧🇪
Belgium
15 stocks · AB InBev
🇫🇮
Finland
14 stocks · Nokia & more
🇭🇰
Hong Kong
10 stocks · HSBC HK
🇳🇿
New Zealand
17 stocks · NZX
🇯🇵
Japan
Tokyo Stock Exchange
Simple pricing

Start free.
Upgrade when ready.

Free — Forever
£0
No credit card. No account. Ever.
✓ Up to 4 stocks
✓ Daily buy/sell signals
✓ Dividend calendar
✓ Live portfolio balance & P&L
✓ DivDNA reliability scores
✓ ETF screener
✓ 15 global markets
Start free →
Most popular
Pro
£2.99
per month · or £12.99/year (save 64%)
✦ Unlimited stocks
✦ CAPM stock analysis (live Treasury Rf)
✦ GGM & DDM fair value + sensitivity table
✦ Efficient frontier portfolio optimizer
✦ UK & US dividend tax calculator
✦ DRIP compound returns simulator
✦ Income smoother tool
✦ Yield on Cost tracker
✦ 20-year dividend history PDF export
Go Pro — £2.99/month →

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536 stocks · 15 markets · Works on any device